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  Insurance to Protect Your Business and Your Employees

One of the most important actions you can take as a business owner is to assure that your business assets – including your employees – are protected with the right insurance coverage. No matter what your business insurance and employee benefits needs, The Nathan Agencies can assist with finding the right coverage for your business.

With superior service, outstanding product knowledge and access to the latest technology, our specialists work with you to put in place a comprehensive insurance program that will safeguard your company’s future. The following is a quick look at the products we offer to help you protect the welfare of your business and your employees.

 
     
 
  Commercial Insurance: Products to Protect Your Employees:
  Business Liability Insurance Group Health
  Business Auto Insurance Other Employee Benefits
  Workers' Compensation Insurance Employee Travel Insurance
  Surety & Fidelity Bonds  
     
 
 

Commercial Insurance


Business Liability Insurance
Every business faces risks. Having the right business liability coverage can mean the difference between being able to weather the storm created by a lawsuit and having your business fail. Our commercial insurance team can help you analyze the risks your business faces and obtain the level of liability coverage that suits your needs.

 
   
  Business Property Insurance
Protecting the physical assets of your business is essential. The Nathan Agencies can provide the right coverage at the right price. Equally important, our claims staff will work hard to get you back in business by pursuing prompt payment whenever you suffer a loss and have to file a claim.

Business insurance may be combined into a package policy combining liability and business property, written separately, or added to a homeowner insurance policy for some home-based businesses.

 
   
  Business Auto Insurance
Whether your business has one vehicle to insure, or an entire fleet, The Nathan Agencies is here to meet all your business auto insurance needs.
 
     
  Workers’ Compensation Insurance
All employers in Massachusetts are required by state law to carry workers’ compensation insurance covering their employees. However, there are exceptions and exemptions to this law. Our Business Insurance Specialists can assist in determining the best way to protect you and your employees with workers comp.
 
   
  Surety & Fidelity Bonds
The Nathan Agencies can serve your personal and business bonding needs. We can help you obtain contract bonds in situations where you’re required to do so in order to obtain a job. We also can provide fidelity bonds to protect your business and customers from the consequences of fraudulent acts performed by employees.
 
     
  Contact our Business Insurance Specialists today to learn how The Nathan Agencies can help you protect your business.  
   
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Products to Protect Your Employees


Group Health
Under Massachusetts’ new Health Care Reform law, employers with 11 or more equivalent full-time employees must have in place a Section 125 plan, which allows employees to pay for health insurance with pre-tax dollars. For more information on this law, please visit the Health Connector Web site for individual and employer resources.

The Nathan Agencies works with these health insurance carriers to help identify the best plan for your company’s needs:

 
 
 
  • Blue Cross Blue Shield
  • Connecticare
  • Fallon Community Health Plan
  • Harvard Pilgrim
  • Health New England
  • Neighborhood Health Plan
  • Tufts Health Plan
  • United Health Care
 
   
  Health premiums too expensive? Do you need help paying for your premiums? The state’s Insurance Partnership can help. Click below to see if you qualify:  
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Other Employee Benefits
Are you looking to offer other products to your employees? Your employees can purchase them on a voluntary basis with these group products:
  • Disability
  • Vision
  • Dental
  • Life
 
     
  Employee Travel Insurance

Do you or your employees travel outside the U.S. on business? If so, you should be aware that your group health insurance is not designed to cover this type of a risk. Talk to The Nathan Agencies today to make sure you have coverage in place that is right for the business travel that today’s global economy often entails.

Contact our Employee Benefits Specialists today for complete information on all of our employee benefits products.

Learn about insurance products for the Self-Employed.

 
     
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